Website terms

Terms for our construction insurance website.

These pages describe commercial insurance for contractors. Your engagement documents and insurance policies set the terms that apply to those services and coverages.

Examples and coverage descriptions

Our contractor examples identify documents and questions to bring to a review; they are not a decision about a specific loss. Market availability and quoted terms depend on the submitted project facts and issued forms. Neither this site nor an owner’s contract can add coverage to an insurance policy. Seek appropriate advice before accepting a legal or contractual obligation.

Third-party services

Booking a meeting may take you to an outside scheduling provider. Read that provider’s terms and consider what information you enter there; do not put confidential claim or policy details in appointment notes.

Accuracy of information supplied

Provide accurate business and project facts during an engagement, and raise material changes in scope, payroll, project value, or timing. The usefulness of a coverage discussion depends on a submission that reflects the work being undertaken.

Permitted use

You may read and refer to this material for your business’s insurance preparation. Do not misrepresent this website as an insurer, misuse its identity, interfere with its operation, or submit information you are not authorized to share.