Website terms

Use these pages to prepare a discussion.

The material here provides a starting point for construction insurance questions. The documents for your own engagement and policies govern their respective terms.

Examples and coverage descriptions

Examples describe review points rather than determinations of coverage. Availability, pricing, eligibility, exclusions, limits, and conditions depend on the specific submission and policy. Neither a summary on this site nor a contract requirement changes the insurance actually provided. Seek advice about your own contractual or legal obligations from an appropriate adviser.

Third-party services

External appointment services operate under their own terms. Review the information requested by an external service before using it.

Accuracy of information supplied

Provide accurate business and project facts during an engagement, and raise material changes in scope, payroll, project value, or timing. The usefulness of a coverage discussion depends on a submission that reflects the work being undertaken.

Permitted use

You may read and refer to this material for your business’s insurance preparation. Do not misrepresent this website as an insurer, misuse its identity, interfere with its operation, or submit information you are not authorized to share.